rewards hacks earn big points with no credit card

Written by The ReReport

REWARDS points are often associated with big credit card spending, but Daniel Sciberras from Point Hacks says there are a number of ways to earn 20,000 points between now and Christmas, without using a credit card. Major rewards programs have numerous partnerships in place, allowing everyday or occasional spending to be turned into benefits.WHY WE MAKE POOR MONEY CHOICESBORROWERS BRUSH BANKS AND SAVEMr Sciberras has outlined seven hacks to save a stack of points:1. Book an UberQantas Frequent Flyer members can earn 2000 points when setting up an Uber account via the Qantas app, then taking a trip.2. Triple supermarket rewards“Earn one extra flybuys point for every $1 you spend at Coles if you hold a Coles personal insurance policy,” Mr Sciberras said. “If you hold two Coles insurance policies – say, car and contents insurance – you will earn three points for every $1 spent.”3. Eat out “Qantas has a restaurant booking portal that allows you to choose from 4000 restaurants across Australia,” he said. “Each time you book at Qantas Restaurants, you will earn 100 points per diner.”5. Movies and music“Hoyts Rewards Bronze members earn one Qantas Point for every $2 spent on tickets or snacks,” Mr Sciberras said. Concert and event tickets purchased through Ticketek with a red “P+” icon earn one Velocity Point per $1 spent.4. Move mobile plansSigning up or upgrading to a Vodafone Plus Plan, selected Red Plan or selected 12-month SIM Only Plan online can earn up to 20,000 Qantas Points; or two points per $1 spent on eligible Vodafone plans.6. Fill upVelocity members earn two points per litre of fuel or $1 in-store at participating BP service stations.7. Seize power“Signing up to a Qantas Red Plus energy plan through the Red energy website and linking your Frequent Flyer number, then taking up electricity and gas can earn 10,000 and 5000 points respectively, plus up to seven points per $1 spent on bills,” Mr Sciberras said.“Or earn 10,000 flybuys points if you switch to AGL and link your flybuys membership, plus 1 flybuys point for every $1 spent on your bill. The flybuys bonus alone will translate to 4350 Velocity Points.”Canstar Blue editor Simon Downes said consumers should view rewards as a bonus for choosing suitable financial options, rather than a reason to sign up.“With any rewards offering, it’s about weighing up how much extra you need to pay, versus the rewards on offer,” Mr Downes said. “You still need to compare products based on their merits.”

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